Personal Banking Products & Services
Adams Community Bank offers a family of deposit products developed with customers in mind. Are you into tech-gadgets and never write a check, look at printed statements but are always working on your handle-held device? Are you not technology-savvy and looking for a simple, traditional checking account with no muss or fuss? Possibly you want a checking account that builds interest for you and your family and has easy, online bill pay? Are interested in a savings account that you can access online or a traditional passbook?
At Adams Community Bank, these are the types of questions we ask. We offer checking, savings and loan products that suit your needs and personality.
We look forward to you visiting one of our seven convenient locations and meeting with one of our customer service representatives to discover what product is best for you.
Security Safeguards Security Safeguards my money my money 
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 SMS Text Banking
Now you can review your finances via simple text messaging on your mobile phone. Need to check your balance and look at your transactional history? Use your phone with the safety and security you’ve come to expect to truly make your money work where and when you need it. Signing up is free*. Just log into your account and register for Mobile Text Banking on the Account Services page.
*Data fees may apply from your mobile carrier.  Mobile Banking
It's Free & Easy to view your account information, transfer funds and pay your bills from your mobile device! No registration is required! Just login using your existing online username and password.
* Data fees may apply from your mobile carrier.  
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 NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Accounts) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all nontinterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/html.
However, your deposits at Adams Community Bank remain insured in full under The Depositors Insurance Fund.
ADAMS COMMUNITY BANK
ADAMSCOMMUNITY.COM
(413) 743-0001  
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Continue  NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
However, your deposits at Adams Community Bank remain insured in full under The Depositors Insurance Fund.
ADAMS COMMUNITY BANK
ADAMSCOMMUNITY.COM
(413) 743-0001  Business Lending Team
| William Wheelock |
SVP, Credit Administration |
Email Bill |
(413) 749-1125 |
| Pamela Duval |
VP, Underwriting & Analysis |
Email Pam |
(413) 749-1135 |
 
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Continue  Business Development Team
| Maureen Baran |
SVP, Business Development |
Email Maureen |
(413) 749-1171 |
| Pamela Duval |
VP, Underwriting & Analysis |
Email Pam |
(413) 749-1135 |
| Laurie Pelczynski |
Business Development Officer |
Email Laurie |
(413) 749-1122 |
| Kristin Bona |
Business Development Specialist |
Email Kris |
(413) 749-1165 |
 Consumer Loans
Adams Community Bank has been helping the Berkshires with convenient, low-cost financing since 1869. And because we’re part of your local community, we understand the day-to-day needs of the individuals and families we serve. A strong record of customer satisfaction backs our Consumer Loan Programs. We offer some of the best rates around with terms structured to fit your budget. Visit with Adams Community Bank's Loan Officers for your lending needs and receive the personal attention you’d expect from a local, community-oriented bank.  Savings Accounts
Adams Community Bank realizes that building your assets is our ultimate goal. That is why we have both traditional and innovative savings deposit accounts for customers, all while making it easy and convenient. Visit one of our seven branch locations to meet with a customer service representative and discover which savings account best matches you!
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