Checking Accounts
Adams Community Bank offers a variety of checking accounts that are designed to give you value along with the convenience of many banking services. All of our personal checking accounts offer the following services: a Debit MasterCard; 24-Hour Telephone Banking; Online Banking with Electronic Bill Pay; eStatements and Direct Deposit.
Whether you are a student looking to open your first account, are technologically savvy yet want free safety checks, are a cost-conscience and looking for no fees, or want a checking account that builds interest each month while using your debit card—Adams Community Bank has an account that will suit your needs!
Visit one of our seven branch locations to meet with a customer service representative and discover which checking account best matches you!
Need to re-order checks? Click here to visit Harland Clarke's secure customer website, our preferred provider.
Security Safeguards Security Safeguards my money my money 
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. MyMoney.Gov's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue student aid student aid
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Federal Student Aid's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue 
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. FAFSA's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Kids.gov's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Jump$tart Coalition's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The FDIC Money Smart's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue 
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. LPL Financial's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The SIPC's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The FINRA's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
 SMS Text Banking
Now you can review your finances via simple text messaging on your mobile phone. Need to check your balance and look at your transactional history? Use your phone with the safety and security you’ve come to expect to truly make your money work where and when you need it. Signing up is free*. Just log into your account and register for Mobile Text Banking on the Account Services page.
*Data fees may apply from your mobile carrier. Mobile Banking
It's Free & Easy to view your account information, transfer funds and pay your bills from your mobile device! No registration is required! Just login using your existing online username and password.
* Data fees may apply from your mobile carrier.
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. YouTube's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Linked In's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Facebook's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The HUD's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The DIF's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The FDIC's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Accounts) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all nontinterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/html.
However, your deposits at Adams Community Bank remain insured in full under The Depositors Insurance Fund.
ADAMS COMMUNITY BANK
ADAMSCOMMUNITY.COM
(413) 743-0001
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The Alzheimer's Association's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. My Money's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Income -Based Repayment Plans' privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. FAFSA's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The Federal Student Loans' privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The U.S. Treasury's tax exclusion privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. The U.S. Treasury's Savings Bonds' privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
However, your deposits at Adams Community Bank remain insured in full under The Depositors Insurance Fund.
ADAMS COMMUNITY BANK
ADAMSCOMMUNITY.COM
(413) 743-0001 Business Lending Team
| William Wheelock |
SVP, Credit Administration |
Email Bill |
(413) 749-1125 |
| Pamela Duval |
VP, Underwriting & Analysis |
Email Pam |
(413) 749-1135 |
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Credit Counseling Service's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. National Consumers League's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. FTC's Identity Theft privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. FTC's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Transunion's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Equifax's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Experian's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Fake Check's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Annual Credit Report's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue Business Development Team
| Maureen Baran |
SVP, Business Development |
Email Maureen |
(413) 749-1171 |
| Pamela Duval |
VP, Underwriting & Analysis |
Email Pam |
(413) 749-1135 |
| Laurie Pelczynski |
Business Development Officer |
Email Laurie |
(413) 749-1122 |
| Kristin Bona |
Business Development Specialist |
Email Kris |
(413) 749-1165 |
You are about to leave the Adams Community
Bank website. By clicking "Continue" below, you
will enter a web site of another business. Harland Clarke's privacy policy may differ from that of the bank. Please consult the privacy link on the site.
Continue Order Checks Online
You can order your checks online through Harland Clarke, Adams Community Bank's preferred provider. To order checks by phone, please call 800.355.8123. If you would like to visit Harland Clarke's website directly, please key in the following URL: https://www.ordermychecks.com.
By clicking on "Continue" below, you will leave Adams Community Bank's website and enter a web site of another business. Harland Clarke's privacy policy may differ from that of the bank. Please consult the privacy link on their site.
Continue Student Checking
You've started making your own money… now what do you do with it?! You're too old for a piggy bank and there's too much for a jar.
Adams Community offers a checking account for students allowing you to begin saving and managing your own money. Learning how to manage your money is and will be an important task throughout your life, so start now! It's never too early to start saving up for the future: school, a new car, or whatever it is you’re making money for! If you’re a student, we can help you establish an account that’s best for you—suiting your current and future goals.
To open a Student Checking account, come to any of our seven locations and meet with one of our customer service representatives. If you’re under 18, you’ll need a parent!
Features of Student Checking Account:
- No minimum balance.
- No monthly service charge.
- Checkless Checking.
- No ATM or POS transaction fees.
- No fee Online Banking and Bill Pay. Easy-to-balance statement.
- Direct Deposit into your account.
- Access your funds using ACB's:
(1) 24-hour Online Banking
(2) Debit MasterCard* †
(3) ATM Card** †
(4) 24-hour Bank Phone
* Debit MasterCard Daily Limit: $500
** ATM Card Daily Limit: $310
† Some restrictions may apply
Community Checking
This interest account features free personalized safety checks, Online Banking and Bill Pay and you can have a Debit MasterCard linked to your account. See below for all details.
- Free personalized safety checks
- Competitive interest
- No monthly service charge with combined deposit account balances of $10,000 or more
- No per check charge
- No ATM or Point of Sale Transaction fees
- No fee Online Banking and Bill Pay
- Easy-to-balance monthly statement
- Check images retuned for easy record keeping
- $20.00 monthly service charge if combined deposit account balances fall below $10,000
| Account Type |
APY* |
Minimum Deposit to Open |
Minimum Deposit to Obtain APY |
| Community Checking |
.05 |
$50.00 |
$10.00 |
EFFECTIVE MARCH 5, 2013
*APY is defined as Annual Percentage Yield.
Monthly fees may reduce earnings on the account.
The rate on this account is variable and may change after this account is opened. Circle Checking
You are going to feel like you are part of the inner circle where everything is free with this Adams Community Bank account! No monthly service charges, no per check fees, first order of standard checks is free and the Debit MasterCard has no annual fee is just the beginning with this account! See complete account details below.
Having trouble balancing your checking account? Visit one of our branches with your check register and a customer service representative would be happy to balance it for you—you guessed it, for free!
-
Free Checking with No minimum balance
-
No monthly service charge
-
No per check fees
-
Check images returned for easy record keeping
-
Easy-to-balance monthly statement
-
First order of Standard Checks is free
-
Free Debit Card with NO annual fee
-
Free Online Banking
-
Free Online Bill Pay
-
Free Telephone Banking
|
|