South Adams Savings Bank Certificates of Deposit

CERTIFICATES OF DEPOSIT SPECIALS

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CD Specials



Super 7 Day CD Special
1.25% APY
	Minimum balance to open - $2,500
	Minimum balance to earn APY - $10
	Simple Interest - Does not compound
	Interest Credited - At Maturity
	No Statement
	Auto-renewal into 7-Day CD - No Grace Days
	Penalty for early withdrawal - 7 Days Interest

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*A substantial penalty may be imposed for early withdrawal of term accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity.

On October 3, 2008, the FDIC temporarily increased insurance coverage from $100,000 to $250,000 per depositor through December 31, 2009. DIF continues to insure deposit amounts in excess of FDIC limits.

To best serve its customers, South Adams Savings Bank will only accept deposits from residents of Berkshire County and the contiguous Northern Berkshire County market area or from any existing and former customers.