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Finding the right bank when you need a loan is one of the most important decisions you’ll ever make. South Adams Savings Bank has been helping our neighbors with convenient low-cost financing since 1869. And because we’re part of your local community, we understand the day-to-day needs of the individuals and families we serve.

A strong record of customer satisfaction backs our Consumer Loan Programs. We offer some of the best rates around with terms structured to fit your budget. Come to South Adams Savings Bank for your lending needs and receive the personal attention you’d expect from a local, community-oriented bank.

Click on a category below for more information on our consumer loan programs or
Click here for Rates.

Auto Loans

• Secured by vehicle

• Fixed monthly payments

• Flexible Terms for new and used cars

Personal Loans

• Fixed monthly payments
• Flexible Terms
• Coupon books for easy record keeping

Home Equity Line of Credit

• Variable rate of interest

• Write checks from $500 up to approved credit line

• Loan to value of 80%*

• 10-year draw period

• 10-year repayment period

• Interest only payments can be made

• Payments made only on funds accessed

	To request an application for a Home Equity Line of Credit ... click here!
	For Home Equity Line of Credit Rates ... click here!
	Click here to access our interactive calculators with dynamic graphs and customizable reports!
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Home Equity Loans

• Fixed rate of interest

• Loan to value of 85%*

• Up to a 15 year term

• No closing costs*

	To request an application for a Home Equity Loan ... click here!
	Click here to access our interactive calculators with dynamic graphs and customizable reports!
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*Some restrictions may apply.
More information on any of our lending programs can be requested through e-mail or by calling us at 413-743-0040.
To best serve our customers, South Adams Savings Bank will grant loans within Berkshire County and Southern Vermont.