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Protect Yourself Against ID Theft, Scams and Fraud

 

South Adams Savings Bank takes the security and privacy of our customer information seriously.  To that end, on these pages are some tips for protecting your personal information.  Taking just a few easy precautions can help protect your financial and personal information against identity theft. Education and awareness are great first steps.

 

Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free Personal Credit Report in a 12 month period. To request this free annual report, you may contact:

www.annualcreditreport.com

1-877-322-8228

 

Consumers are encouraged to regularly review their credit reports. AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. 

 

Fake Check Scams

Have you or someone you know received a check in the mail that is too good to be true?

It is!  Don't be fooled and become a victim.  Go to www.fakechecks.org for more information on lottery check scams and more!

 

Identity Theft

You’ve probably heard of it. You may even know someone who has become a victim of it. Identity Theft is the fastest growing crime in the world, and unfortunately almost anyone can be vulnerable. But by taking steps to manage your personal information wisely and with timely awareness, you can minimize the risk of it happening to you. 

Click here for more information on how to protect yourself

 

Phishing Scams

This term is used to describe a scam whereby an email is sent to someone with the representation that it is from a legitimate establishment, but the true intent is to gather personal information of that person with the intent to perpetrate fraud.

Click here for more information on how to not to get hooked by a 'Phishing' Scam

 

Credit Card Fraud

Information protection starts in your wallet and your mailbox. Fraud due to lost or stolen credit cards or mail fraud occurs more frequently than through online theft. But there are many easy ways to lower your risk of this happening to you.

Click here for a list of 21 ways to prevent Credit Card Fraud

 

Public Advisory - Counterfeit Checks and Money Orders

 

Money Management Tips for College Students

from the Massachusetts Bankers Association

 




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